How do people that have good protective factors still have low mental health?

    There have been studies that showed the wealthier you are the less likely you are to have compassionate feelings for others to decline. When you don't have respect for others, it is shown that your own mental and emotional health will decline. A study was conducted about what drivers would do when coming to a four-way stop, here are the results, "They found that luxury car drivers were more likely to cut off other motorists instead of waiting for their turn at the intersection. This was true for both men and women upper-class drivers, regardless of the time of day or the amount of traffic at the intersection. In a different study they found that luxury car drivers were also more likely to speed past a pedestrian trying to use a crosswalk, even after making eye contact with the pedestrian."
This comes to show that the reason for wealthier people to have low mental health is because they have ZERO feelings for the people they are around, which in turn can lead to them only thinking about their self.  

http://www.scientificamerican.com/article.cfm?id=how-wealth-reduces-compassion